UBA’s audited financial results for the third quarter ending September 30, 2025, reveal a robust performance across key financial indicators:
Profit After Tax (PAT): ₦538 billion
Gross Earnings: ₦2.47 trillion, up 3% from ₦2.39 trillion in Q3 2024
Net Interest Income: ₦1.17 trillion, a 6.2% increase from ₦1.10 trillion in the same period last year
Total Assets: ₦32.5 trillion
Shareholders’ Funds: Up 26% year-on-year
Despite a slight 4.1% drop in Profit Before Tax (PBT) to ₦578.6 billion (from ₦603.5 billion in Q3 2024), the bank maintained a strong balance sheet and continued to grow its capital buffers UBA Group Billionaires.Africa.
Oliver Alawuba, UBA’s Group Managing Director/CEO, attributed the performance to disciplined balance sheet management and diversified income streams. The bank’s strategic focus on digital transformation and regional expansion across Africa also contributed to its resilience and profitability.
This performance underscores UBA’s growing influence as a pan-African financial powerhouse, with operations in 20 African countries and global financial centers including New York, London, and Paris.
Excerpts:
“UBA reported a third-quarter profit after tax of N537.5 billion… keeping the lender in the top tier of African banks.” — Billionaires.Africa
“Gross earnings grew by 3.0% to N2.469 trillion… while net interest income rose by 6.2%.” — UBA Group
Sources: UBA Group UBA Group, Billionaires.Africa Billionaires.Africa, Arise News Arise News.
